I was on holiday once with my friends in Amsterdam. After a few too many drinks and committing a sin and having a wee in the canal (sorry! When a man's gotta go he's gotta go - as an aside what's it with bars, clubs & fast food chains there etc. charging to use the toilet?!) a guy came up to me and started talking to me, can't really remember what he said to me, all I remember is checking my pocket and my new OnePlus 3t phone had disappeared. Karma I suppose.

We had another leg of the holiday in Finland (Helsinki) and then back to Amsterdam again for another day before returning to the UK. It was painful where all my friends had their phones and could take pictures etc. and I couldn't.

I couldn't even borrow a friend's phone to check emails/Facebook etc. as I'm security conscious and have 2FA enabled on all my accounts, and use a password manager with generated passwords also. My less technically inclined friends called me an idiot.

Thankfully when I got back to the UK I was able to get a replacement SIM card the next day from the network provider's store and I had an older Android phone to use for the time being and was able to go through the Authy SMS recovery process to get my 2FA codes back.