1. Businesses I founded & own that are managed & operated by my employees. 2. REITs & other dividend paying stocks. 3. Real property that I own that is managed by property managers. 4. Music that I have published and receive streaming royalties on. 5. Personal loans (this is risky and I don't recommend it, but I do make some passive income this way). 6. Crypto lending (I use Stablegains which is currently paying 15%(!). Use my referral code to get $25 FREE when you sign up: https://app.stablegains.com/signup?ref=SWKDN4UXUG 7. Asset trade-ups to capture capital gains (such as in real estate). 8. Leveraging credit card cash back rewards by using these types of cards for ALL of my purchases, business and personal.
These are my primary income earners, and when added together, they make quite a sum of passive income for me. I started at zero like many of you here. It is possible to build a diverse portfolio of passive income with relatively low risk, without starting with a ton of capital. It just takes some good ideas, excellent execution of those ideas, self-control over your spending, and smart decision making. Don't lease the new Tesla when you can get by with the $5k SUV you already own. Those kind of things.