I’m confused where in the world you live where someone could have potentially voided your warranty and destroyed a 50,000$ car and you wouldn’t want restitution? You would be completely fine with this situation???
You generally need something to actually happen, not ‘potentially happen’ to want restitution.
At any point when driving a car, someone could potentially destroy the damn thing or kill me. If you're renting your car out, and you assume there's zero risk, you're at best rarher naive. If you buy a 50k status symbol and need to be super precious about it, maybe you shouldn't have bought it. I'd go one step further, and suggest that if taking your bumper off and putting it back on voids your warranty, and that's important to you, maybe you shouldn't be buying what is ultimately an expensive fashion item and renting it out.