But you can pay off your taxes with a big bag of coins. Pay off the car loan with a big bag of coins etc.
(2) A tender of payment in coins referred to in subsection (1) is a legal tender for no more than the following amounts for the following denominations of coins:
(a) forty dollars if the denomination is two dollars or greater but does not exceed ten dollars;
(b) twenty-five dollars if the denomination is one dollar;
(c) ten dollars if the denomination is ten cents or greater but less than one dollar;
(d) five dollars if the denomination is five cents; and
(e) twenty-five cents if the denomination is one cent.*
coin-op vendor: I would like to deposit all of my bags of coins.
bank: Sorry sir, your money is no good here unless you break it into smaller quantities.
I knew a contract security guard that worked for a laundromat. They paid him in bags of quarters.
I am not sure. I know they accept rolled coins for deposit at least from business customers. But I don't know what is the minimum legally required service level vis-à-vis coins and what is the customary service level banks actual offer right now. I remember TD having coin deposit machines that were free for TD customers to use but deducted a fee from non-customers, but they discontinued the service a couple of years ago. These days most people use third-party machines like this, which deduct a fee: https://www.coinstar.ca/