>So if one puts their money into assets, those are decreasing in price due to the fed

Unless you are a day trader (or r/WallStreetBets trader) this should not be a long-term concern.

>Time in the market beats timing the market.

I have my assets in an S&P500 ETF and some Danish funds and stocks. Owning a good home in a first-world country is also a good long-term investment.