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Im consistently disappointed with the state of banks in the US (Aussie here). This looks amazing.

Would it be possible for me to build something for personal use on top of this? Or are you only targeting business at this stage?

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Tacking onto this question, does anyone have recommendations for US banks that have API access and allow personal use?

I've come across a couple companies such as Mercury but they're only for business use.

I've resorted to writing a service that can initiate transfers and retrieve transactions for a smaller US bank.

I really just want a bank account with an API, that would be so, so nice.

That was the promise with Simple (which they promptly abandoned), it's the main reason I signed up with them in the first place.

You can get away with something like Plaid if you just want data but for actually making moves you'd need something else.

I know Chase at least offers an OFX endpoint if you pay a monthly fee (like ~$10/mo). I wrote a tool a while back that would automatically use that to download my transaction data and store it in a local format for personal accounting purposes. It worked well, but I abandoned it out of laziness.

Just to add to your point, can one run their own bank with this?

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