We’re on the biggest plan. Would not even consider subscribing if I had to pay it alone.
Sharing keeps me subscribed. Often I don’t watch something on Netflix for weeks - but cause I only pay 1/4 I don’t mind.
Meanwhile, we use someone else's Amazon Prime and Disney+ account. I think Amazon already cracked down on things a bit because most content just says it's not available in my region (while still offering it for rent). Disney+ isn't being difficult yet because they know they have a good chance of becoming the biggest streaming platform.
Given how Netflix' stock price took a hit, I wouldn't be surprised if they get bought up by Disney in a few years.