In a sense, most of the so called bubbles occurring right now are due to a lack of tech and innovation. The issue isn’t that Home prices are inflated, the issue is our most innovative solution for home ownership is credit hand outs. The Finance sector is not innovative enough to solve this. We’d need to think about building denser cities and pragmatic modern housing. Affordable housing doesn’t have to mean “middle or low income in certain area”. These are old industries of finance and old progressive ideas that simply are not disruptive enough.

We’re starving for innovation.