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> Is this a bubble that is popping?

Yes it is.

> Should people delay or hasten their startup process now?

Delay. The time to hasten the process (especially going public) was in 2019.

Now companies with extreme valuations, high operating costs and little revenue like Fast are somewhat doomed if they don't do something about it.

Interesting that PaulMendoza and rvz advocate different approaches.

I still can't tell if either of them are answering for existing, or new, startups.

Both existing and new? New ones will have lower valuation in the tech space as interest rates rise. Most probably.