To quote Charles Dickens -- "Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery"
You cowards won’t even upvote this to the number one comment.
> You cowards
There's no need for this on HN.
Generating wealth is also very different than saving. No amount of saving will ever make a minimum wage worker rich. No amount of simple saving will get a developer to 8 figures either.