The gofundme is a short term solution to a short term problem. The assumption that the person is going to transition from "I need help right now" to "I'm in a little bit of trouble" to "I can contribute to society"

The stigma with government services is that "these people need help and they will always need help, they will never contribute to society"

I'm not saying the stigma is correct - but that is likely a common rational behind the emotions