EU regulation states that digitally purchased subscriptions must be able to be cancelled digitally.
There is also nothing in the law that prevents developers from asking a higher price for Apple's payment system if that's what you prefer. If you want to pay the additional 25% for your convenience, then you're free to do so. Apple is the one taking they freedom away from you in this draft, adding a rule that developers can no longer use Apple Pay if they choose for an alternative payment provider.
Apple is free to not handle payments for an app if they don't want to, but if you're mad as a user, be mad at Apple. I think everyone agrees that there's a real benefit to Apple Pay, and if you're willing to pay for that benefit you definitely should.