For all that is holy, go to MIT. This is from someone who went to a larger school and dropped out, with zero regrets.
The top 3-5 schools put you on a different plane of existence. The people you meet will be in the elite, you’ll be surrounded with the future top people in your field.
The academics don’t remotely matter. College is all about network. By being surrounded by elites, you are friends with elites, and you’ll live a different life.
I have a lot of friends who went to top schools, especially MIT. Much of their success and their network, into their 40’s, is still interconnected with their MIT network.
You will be treated differently. You’ll get a glow on your life from the status.
Life is a relay race between generations. By choosing MIT you drastically increase the chance of elevating your blood line into the upper class. That’s no small thing.
I’d strongly urge you to take the long view here.