Let’s assume BTC replaces fiat (USD). One way that it changes what you’ve described is that you wouldn’t be forced to gamble on equities or other assets to stay afloat. You’d have the option to simply hang on to your currency until another asset class enticed you enough to invest. It affords you some time to simply do nothing. Currently, you can’t afford to sit and wait and research assets. You need to stay out of fiat to stay afloat, constantly restructure your portfolio, etc. if you don’t do these things, you bleed buying power over time.

With sound money, people could work and save without needing to constantly gamble just to maintain buying power.