Search and categorized transactions are cool, but does the categorization require manual tagging? I'm pressed for time in my day, and I am not going to spend more than 5 minutes to look at my bank statements, unless I'm specifically sitting down to budget. My biggest concern with a service like this is the time it's asking from you. So many services designed to "make my life simpler" actually require spending more time than just not using the service at all. For that reason, your mobile app needs to be killer.