Maybe insurance companies should drop them (or raise their premium, just like what they do with smokers).
Liquor stores and bars, too. Ethanol is at least as bad for your body as straight sucrose/fructose.
Log time spent on Facebook, steam, Reddit, etc. Statistically inactivities.
Hell, we could probably reject 75% of Americans in the first three months without any sort of death panels being necessary, just let Google, Target, and walmart machine learn AI the rejection criteria and alert the insurers.