They certainly have similar requirements. ACH transfers take days, wire transfers require you to jump through verification hoops, ATMs have low daily limits.

At least one US investment banks I've used require a waiting period before transacting with a newly added account/routing number for wires/ACH. I've even got calls from customer service manually confirming transfers/withdrawals if it's a new account or one that's been unused for a long period of time.

That said, there is no waiting period on me withdrawing from my checking account.

Depends on my bank.

I’ve got long term investment accounts that I hardly touch … I would have no problem with such a rule/ extra validation of any moves of money.

Granted crypto.com might not be / want to operate like that.

I would actually love such a feature, especially in a brokerage context.

Maybe it shouldn't be mandatory, but it might be a nice (default) option to have.