There are a lot of technical enthusiasts and hobbyists, mostly dudes, who optimize for dumb parameters that nobody in the real world actually cares about. In this case, setting up a clunky, but fully open source password manager, when there are alternatives with objectively better UX available for relatively cheap (considering you use the thing many times each day).
In the home theater world, for a long time guys would brag about the disgusting monstrosities they've jankily hooked up in their living rooms, but a setup with high WAF means building something that's actually aesthetically appealing and congruent with the interior decor, hidden cords, not having to switch between 4 remote controls, etc.
But you're right - it should probably be SAF (Spouse Acceptance Factor).
I use pass [0]. To me, it is the best password manager that I've ever used. Command-line-first, free & open source, built on git... it's great, and suits all my needs. From the perspective of someone who spends most of their day behind a CLI, it is "simple" and "just works" more than anything else.
But it's not going to work for my significant other, who is very intelligent but isn't a software engineer. They're not going to learn git so that they can manage passwords, and the app doesn't abstract away git enough for them to avoid needing learning it. Hence, despite its merits, it fails the "SO acceptance factor" or whatever you want to call it.
The parent did no shaming; as you pointed out it’s extremely reasonable to not want to jump through hoops. Any shame is projected by yourself.
I hear the phrase from time to time in aviation. "Have to sell the first plane" / "Doesn't pass the WAF" / "Wife thinks owning two planes it too expensive." I have no reason to believe these folks are not in a loving relationship.
Nothing to do with intelligence.
It seems like it is you who is equating tech illiteracy with intelligence, pal. There is nothing wrong with being technically illiterate (most people are) and I don't think GP is shaming his wife because of it.