I'm going to guess when OEMs ship Linux (Dell, Lenovo, System76, etc...) there's no bloatware. No bloatware on Apple except their OS ;-). But yeah, it's shocking. When I bought my laptop (an Acer Swift 3) it was borderline unusable with Windows and the standard install (wasn't even using native resolution, like WTF!?). Thankfully runs perfectly and looks great with Linux (even suspend, fingerprint reader, bluetooth, etc...).
Probably not Framework or Apple? Haven't experienced these two yet, but don't almost all windows laptops come with McAfee? Removing it is a pain.
That is actually a good question. I am slowly starting to prepare to purchase a laptop for my wife. Lenovo is basically out based on principle here, but can I realistically convince her to use System76, which seems less bloat-oriented? I honestly don't know. It is not like she needs a powerful machine, but I simply do not want to support a customer-hostile company.