With credit cards, you have to give out your details to whoever you are paying. That party will save them somewhere and then there is a possibility that someone else will gain access to your details and abuse them. You won't ultimaltely lose money here, because your credit card company will reverse the transactions, as you said. Being the victim of credit card fraud is still a hassle, however.

With crypto, the only thing you give out is your public key. No one can perform any fraudulent activity with just your public key. It is of course possible to be defrauded with crypto, but then it will be partially your fault because you did something you should not have. With credit cards, you can become the victim of fraud through no fault of your own.

I do think that is a difference worth pointing out.