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My gut says that she'll get about 20 (or 20 years worth of concurrent), and get out in about 8 to 10.

My understanding is that on federal charges you have to serve at least 85% or so of the sentence, even with good behavior.

Ah, in that case, I'll place my marker on 11 years with 9.35 served.

Others are guilty too, that number could go down to 20 months served.