You still get to have your car, it just means you can't drive it right through the middle of a dense living area, you'll have to park on the edge and walk/tram/scooter in. Which is the best for everyone.
Then there is the whole issue that local city transportation is pretty lousy, even in Europe.
Sure big cities have it good on the innermost district, live a bit more on the outskirts or in a smaller town and taxi becomes the only option for those not willing to wait between 1-2h for each bus into each direction plus additional commute.
A 30m drive quickly turns into 2h.
There are cars specially tailored for people with disabilities, and electric wheelchairs are only practicable in sunny weather.
In the Netherlands, at least, electric wheelchairs are out in all weather.
You can wear a coat and rain trousers if you feel like it.