Obviously, it would be great if nothing ever went wrong. It would be better still if Stripe had a couple of thousand people manning the phones over Christmas. But automation can and does fail and I figure that by now anybody that decides to farm out a critical portion of their business to a large company is able to figure out for themselves that such a dependency has risks as well as benefits.
It still sucks for the OP, but your characterization, using a novelty account at that, is below the belt, especially on a one-sided story that appears to have plenty left out.