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There's a level of irony in complaining about malicious code, and still recommending a closed source password manager.

I can't parse this. Is your point that "closed source" is a synonym for "insecure"?

Closed source is a synonym for insecure if you accept secure means no blackbox processes.

Do you think bank ATM software/hardware, plus online banking and components should be open sourced?

Dingding Exactly!