Would I be really annoyed if it was my car? Yeah, but at the same time it’s up for repo either way.

We already knew that Tesla HQ can control the cars for service and such

For me neither. As much as I admire Musk for being the driving force behind the progress that his companies are making for electric mobility and especially space launch but a guy who fetishizes a dystopian cyberpunk future and works on hooking up brains to computers might have slightly different vision for the future than you and me.

Repo agents, for decades, will roll up on a vehicle and hook it up to a tow truck and take off. People go out of their way to hide their vehicles, or block them in with other vehicles, when they haven't paid their loan and know their vehicle is now eligible for repossession.

This just makes it safer for the repo agents, because they can recover the vehicle faster and don't have to risk some nutjob running out of a house/apartment/office with a bat/gun/knife trying to confront them because someone was like "Dave, someone's hooking your car up to a tow truck".

No need to fret the future my friend. The future is now. This dystopian future people keep fearing is happening now. It is the present reality.