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Comment by SteveC | Hacker News Reader

Did you ever consider going with WorldPay instead? That's what I did after seeing the ridiculous measures you need to go through to get a merchant account.

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It was a possibility but I have not heard of enough people using it to have been sure if it was wrong or right for us. :)

Worldpay is used quite extensively. Frankly I think the interface is a little clunky compared with others but it works. Also SagePay do the merchant account side for you also these days and I know a few people who have received one with NO trading history. Frankly I believe the UK market is quite positive toward startups and I think its down to the individual to look at what the options are and do something for themselves instead of (just being honest) whining about the problems they've had

Honestly, I was going to go the SagePay route. However, they wanted the Lloyds Cardnet stuff in place first.

I'm whining about my problems because I know countless others have had the same issue. I want to incite discussion on what problems people should expect to face and how they can go about it. So others can learn.

When was this? SagePay USED to only work with people who had existing merchant accounts, but no longer. We have just had one of ours accepted for a new ltd company with no trading history. Provoking discussion is great and most things can be improved, however I think the term "doomed" is a little bit over the top. That being said, if you want any advice, get in touch and I'll give you some pointers

Oh. Doomed was taken out of context. I meant it in a light-hearted way. :)

However, I think we had the issue that Lloyds Cardnet wouldn't play nice with SagePay as it didn't do 3D-Secure. I could be wrong though.

And thank you for your offer. :)

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