It'd be cool to hear a conversation on the overall design of each project from the authors of both, though
I don't think it being out-of-tree is a huge deal per se. ZFS is also out-of-tree. For use on personal systems, I think the bigger thing is that the on-disk format is not officially stable/permanent yet. But if that comes before the thing is merged to the Linux kernel, I'd be willing to try it on a personal system.
Try it at your own risk, of course, but BCacheFS doesn't look like any extra work to set up on NixOS if you wanna try it there— if you tell NixOS that you wanna use bcachefs it'll just transparently pull in the required kernel for you.
Idk about filesystems development, but I agree that eventually it would be ideal for BCacheFS to have a sizeable development and maintenance team. Maybe in the early stages, though, it's good for it to have the kind of coherence and simplicity required to fit all in one person's head. Time will tell, I guess!
I totally agree with some parent commenter here that it needs a team to work with Kent. Documentation is almost nonexistent (tho ArchWiki saves the day a little).
(Obviously I'm not comparing anything to Bepsilon - they are irrelevant until implemented as an actual linux filesystem)