I think this individualism considers the act of someone taking a photo of you as a transaction, where people stand to gain or lose from it, and quite frankly oversensitivity over how it could affect you personally.
And this is in stark contrast to community oriented cultures where I think people assume good faith and fun and shared experiences. It's a breath of fresh air really, not everything needs to be analysed from a legalistic or moralistic viewpoint.
It's incredibly unlikely that your image will end up on a billboard with spinach in your teeth. It can happen, sure, but it's so very unlikely, and so overwhelmingly more likely to be some kid's hobby or for an humble portfolio. And it's sad that modern life in the West has made people so paranoid and afraid of everyone around them, so they miss out on this shared experience.