> while it works, simpler solutions also provide the same level of reliability.
It exists and is important because many backup strategies are broken and people don't realize it.
For example your own strategy treats a PC's local storage and an external drive as distinct backups when in reality you've only evaluated hardware failures when formulating it and not malicious actors. In 3-2-1, in particular the media type + off-site thing, tries to "trick" you into having a backup which isn't accessible from the same system that it is backing up (i.e. offline backups).
Your backup strategy has been used almost verbatim by multiple institutions who got cryto-locked. The external drive was hit and then the cloud backup service happily synced the now encrypted files. They went from "backed up in three places" to backed up in zero places, and are now calling the cloud provider hoping that their backups had unencrypted copies in them.
3-2-1 isn't simple, but it is good, and that's what it tries to be.