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No, my argument is essentially "poor people who struggle with conventional loans will use this and get themselfes in even deeper trouble out of desperation". This is not going against the people that use such features, it's going against the most valuable conglomarate on earth that incorporated it into their webbrowser.

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Agreed. Corporate know this can make money, and they do it. Managing your expenses is not their job,…which is, yeah, probably true. But there are things called social responsibility, too.

I can see it happened with numerous service (at least in my country) that give users loan via an app, without usual paperworks. But many of said people are the one that have problem with their money management or lack financial literacy in the first place, and this add even more debt to theirs.

Giant corporation prey on ignorance of already struggling people. Ruthless, when you think about it.

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