Microsoft Edge’s new ‘Buy now, pay later’ feature is the definition of bloatware
xda-developers.com
xda-developers.com
That's why Google has been so successful with Stadia.
[0] I use Linux, but no, Proton is not fully there. Plenty of games either do not work or have enough glitches that make it unacceptable.
My personal preferences is owning a game library, because not always I play games, that require co-op or connection, but if the future is that you are opening browser and playing game from vast library of games on TV, for wich you pay subscription fee, then Stadia is on the right track. Actually, Stadia would be only one of many services and most probably that would be combined with Microsoft gaming. Looking in retrospect, most of the things are logical from what Microsoft was doing, but the question to me is always about if this is something I want as well. Looking on how automatic updates behaves on my Windows 10, it seems that 2022 is the year, I am abandoning Windows. And Stadia here is least thing I am worried about, because I don't.
Starlink's latency is probably barely OK for multiplayer games, but not for remote rendering.
GeForce Now and Stadia didn't have the games I wanted to play so I wasn't able to use them.
I guess you didn't live through the "Nobody got fired for buying IBM" era, which later became the "Nobody got fired for buying Microsoft" era that seems to be ending.
Teams is an abomination; something to be cast into the fires of Mount Doom. Slack is miles better for everyday communication.
(I did move the goalposts from "deployment size" to "quality").
I think last time Apple "pulled a Microsoft" was when Ive removed a bunch of really really useful stuff in MacBooks (e.g., the ports-gate). I can imagine some forces inside Apple went like "that's it, enough." I'm genuinely curious how management in Apple works and how it promotes ideas that are truly worth it.
Regarding the ports on macbooks, IMO it's just that Ive left and so everyone was allowed to design practical devices again, instead of admirable but impractical art pieces.
The only other advertising system within iOS that I’m aware of is the App Store, both in recommendations and search, and of course, that Apple will advertise their own services for iCloud, Storage and so on.
Is Apple an advertising-based company? Not really. Are they marketing-driven? Absolutely. I think the difference is about user value and user impact.
Apple tends to go the Amazon route of trying to capture value from the interactions users might already do, though their iAds network from a decade ago did show an unsuccessful attempt to capture the in-app ad market.
But I can’t think of the last time I would have seen an “ad” in settings, though since App Clips appear in settings for up to 10 days once installed, I can see why some might think so.
I’m not sure whether that applies to the wallet but it definitely works for Siri.
It's a major turn off.
On the other hand, is not as if every single other company doesn’t do it, which doesn’t excuse but does explain it.
I’ve never worked at Apple, but my understanding is that they have/had gatekeepers, from Jobs himself on down, to tell you your idea isn’t part of the vision and we’re not going to do it. And a lot of workers hate that!
I think there’s not so much an incentive problem, but more of a “hiring the wrong people” problem. People that literally don’t give a crap about anything but their next bonus or raise.
Chances are that those managers will be able to deliver their features on time, meeting all KPIs & OKRs, while accumulating a stack of technical debt for future maintainers.
Isn’t that life in a nutshell?
Reminds me of that Better Call Saul episode where Jimmy makes a lavish TV ad to find members for a class action lawsuit, and finds a ton more people, but does it without getting the law firm's partners' approval, and they are angry with him because they care more about the law firm's reputation than the ROI for a particular case.
Edit: With that said, I'm not convinced this is the kind of the king that would actually hurt MS's reputation outside of geek circles.
Speaking as an ex-PM at MS, just about every individual contributor PM I've met at MS cares far more about reputational impact than making some little metric go up (even if it's a revenue metric).
I get that it's easy to use the PM discipline as a whipping boy because it's a PM's face that is associated with product changes, but I've rarely seen one at MS actively push for this kind of stuff. In the overwhelming case, they argue with their management structure for a while and get dragged kicking and screaming into a decision that they think is dumb, but they're told to own it anyways.
Typically the decisions of the boneheaded variety are made much higher up the org chart by higher-level middle management in the company who don't use the products they own and are (often) pretty thoroughly unaware of what their users actually care about. These decisions suck really bad too, because they overshadow countless other great decisions made by truly excellent people in similar positions.
Of course, it's entirely possible that everyone involved in something like this thinks it's awesome right up until it gets announced/released. I've just never actually seen that before.
And what's that person role? Someone I feel its not a VP of quality insurance who made that decision.
I have issues with a LOT of stuff, but ads on the login screen, telemetry that can't be opted out of, privacy invasion, Cortana that is literally malware and the list can go on for days - which people did push for this? The janitors?
Excuse me, but your explanation is just a personal anecdote. Management approved on all this crap and bloatware, you can't realistically cop out that "ohnoes all the PMs at Microsoft I've ever known are more interested in the company's image etc and haven't been actively pushing for this stuff".
I mean, we SEE IT. How tf did all this stuff end up in the OS? Somebody stumbled and landed face first on a keyboard and this crap wrote itself?
Edit: how can upper management ask for this stuff from their underlings if they have no clue about what is happening or what the users want? I also apologise for the harsh tone, but I am so done with Microsoft products I can't help being upset.
Prime example of organizational failure...
Maybe it should be Nadella's job to keep on top of stuff like this.
I'm sure MS would love-- and is hoping-- to collect rents on purchases users might make anywhere, but this seems a very clumsy attempts. Possibly driven, as others have noted, by short-term incentives by product managers rather than anything more strategic.
Which reputation?
If you're not aware, the latest Office also has LinkedIn integration. Pretty much what I'd class as an irrelevant feature. This is nothing new.
And before you say I “should have changed jobs“: not everyone is a developer who can easily job-hop like me, though.
Maybe you have some data we don’t but that’s probably wrong.
Also I think Windows 10 is very good, so that « everyone » is wrong.
A severe indictment of society’s innumeracy.
https://techcommunity.microsoft.com/t5/articles/introducing-...
> shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.
From the commenter JennaScout on the same page:
> Looks like you neglected to mention the $4 flat fee in the article?
>On a $35 purchase, that's 11% of the purchase cost spread over one month. Annualized, that's an astounding 250% APY. Even the most predatory credit cards top out at around 40% APY.
>All you've done is just baked predatory loans into your browser. Honestly, you should be ashamed.
Sure they do. Get a credit card with 0% interest on purchases and pay the balance before the interest free offer period expires. In many cases these cards to not charge any fee associated with the purchase.
I understand that the credit card company will still make a profit in many cases – even when they don't manage to collect any interest or fees. But the loan is free from the cardholder's point of view.
Edit: No interest, but a flat fee, so possibly not worth it.
The only one that works is the 2%+ credit card rewards, and that is because people who are not paying with credit cards that earn rewards subsidize those who do because merchants do not offer a lower price for the non rewards payment methods.
I’m unclear on Zip’s business model so appreciate I could be missing something here.
Regardless of what the marketing says, nothing is ever “free”. Typically, these types of small time lending operations for retail purchases with no collateral depend on people without impulse control control and poor cash flow management buying things they should not and then collecting a slow drip of money from some portion of them who will not be able to pay it off for a long time.
Not that I think it should be illegal, but it is generally considered to be a bottom feeder business, one that the esteemed people who work at Microsoft might be above. But apparently, they are not, and hence it is on Hacker News as a controversy.
>Regardless of what the marketing says, nothing is ever “free”
In a world of low-interest rates, plentiful venture capital, and penetration pricing, things are often better than free.
(Checking the T&Cs shows that they do have a steep fee for any missed/late payments, in addition to whatever cut they're taking from the merchant. But it looks like here, the few weeks of credit really would be "free" to the customer provided payments are made on time. Not that I'd consider using them; my cashflow isn't so constrained that I need the service -- and if it was, I'd be more concerned about the risk of being late with a payment and getting stung for extra fees.)
A quick internet search says that the average US credit card currently has an interest rate of 16%.
Paying off your credit card on the aforementioned schedule at that interest rate, assuming a monthly billing cycle that starts right before your purchase, you'll pay under $4 in interest if the purchase was under $487. If the purchase is over that, Zip is cheaper.
If your purchase comes in the middle of a billing cycle, the breakeven is $811.
(Both of those are assuming that you have nothing else on that card, so that the billing cycle in which you pay off the 4th payment will end with a 0 balance, and so there will be no interest for that cycle).
(Also I'm assuming you aren't using a rewards card. I'm using a card with 5% cash back on online purchases, making it quite a bit harder for Zip to beat the card).
With schemes like these, all customers ultimately end up paying for this regardless if you use the service or not as merchants will have to add the costs to their prices.
IMO Microsoft is actively working to make computing more horrible.
i keep trying to make things change (on my level) but it's hard, whenever you criticize them, you are seen as a useless "troll"
fanboism makes people blind!
Like you, at first I thought some features were sleazy, like the coupon. But after using it a bit, I like it: whenever I'm going to buy something on Amazon or somewhere else, I having a big popup telling me it's cheaper on this alternative store OR that I forgot to clip a coupon on amazon is REALLY helpful! It's like shopping.google.com right inside your browser, on a push basis.
It's really hard to make a product that's satisfactory to everybody. You may hate the coupon feature - but I love it. I'm not a big fan of debt to finance consumption, BUT maybe there's a student out there who needs that to splurge on cheap hardware during blackfriday and make a profit by parting it out on ebay?
Also, a feature that's just "meh" can be safely ignored, like the various things Word can do: no, you don't have to display every toolbar if you don't use them.
If the feature is worse than "meh", say if it goes to far, Edge can become a source to made a free software browser, like Chrome became chromium for people who value their freedom and privacy.
And considering all the naughty changes Google has been adding (ex: to make it harder to do ad blocking), maybe that's for the better: I'd rather have Microsoft employees fix the codebase and backport features from upstream, than volunteers: this frees the volunteers so they can concentrate on the more important (and easy stuff), and leave the boring stuff to Microsoft.
Is it more complicated to have chrome -> chromium -> edge -> edgium -> something you will be able to use?
Yes.
But so what? As long as it works, I don't care much.
If you use gmail or outlook or just forward your emails there, I've got bad news for you :)
> And it’s not push, it’s pull because there is no way to store all data locally and keep it updated.
It's push in human terms because it comes to me automatically.
Pull is when I have to initiate action.
That's why you shouldn't use those either if you care about privacy. You should use fastmail, zoho or some other service where you are the customer, not the product.
Consumer apathy/inertia is MS's biggest benefit.
I think you are hugely underestimating the audience for this kind of thing. This can be worth far far more than a few millions.
But yeah, of course for the rich HN audience this is an anti-feature. For the folks taking payday loans? Probably not!
The deeply out of touch comments here demonstrate that, even if this feature isn't appealing to HN users, it is appealing to a very wide range of people whom you are unlikely to see on HN.
Your argument is essentially "poor people will find these loans useful, but I know better than them", yikes.
I can see it happened with numerous service (at least in my country) that give users loan via an app, without usual paperworks. But many of said people are the one that have problem with their money management or lack financial literacy in the first place, and this add even more debt to theirs.
Giant corporation prey on ignorance of already struggling people. Ruthless, when you think about it.
On the other hand, the continuous own-goals like this leave me unsurprised. It’s like Microsoft wants to create a bad browser.
[0]: https://news.ycombinator.com/item?id=29248460 [1]: https://hn.algolia.com/?dateRange=all&page=0&prefix=true&que...
https://www.change.org/p/oracle-corporation-stop-bundling-as...
It seemed such a counterproductive way to popularise a platform, as it immediately shredded their credibility, to seem the same level as that of some random company peddling malware.
Also, there's a lack of benign browsers in the market. Even team FF tries to make your mom buy things she doesn't really want or need, with their Firefox Suggest feature.
But I don't think they have anywhere near enough market share yet to start milking it. There is _nothing_ keeping me tied to Edge, and I haven't even really started recommending it to people yet.
In a way them doing it now (compared to later on down the line) is good. They're showing what they were going to do all along.
Not sure if that's macOS / Apple giving some sort of preferential treatment to Safari that other apps don't get, though.
This is slightly ironic, since Chrome exists solely so that Google can more effectively sell ads on every page you visit and track everything you do. I guess sites themselves aren’t technically part of the browser UI though.
No Chrome exists because Google didn't have a desktop OS at the time and they needed a platform. They developed things like V8 to make the browser a better platform for things like Maps.
And FF is an example of a browser that exists solely to sell ads. Mozilla has no other revenue stream. That's why they shove ads into your start screen.
At least Google has some non-ad revenue. Diverse, useful products. And I can trust that my data will only be used to match ads to me via algorithm, they're not going to sell my actual data, unlike most other players out there. And there's no ads in the Google products I pay for. MS puts ads in paid products, Samsung puts ads in paid products, most OEMs actually. Google keeps the ads on their webpages, they don't creep into things you pay for.
You praise them that everything works when you pay for Google, but that is every evil companys dream; make user hostile anti-patterns for free users and get them happy paying customers. The whole Youtube in these days is one the worst websites in the web, because of the systematic addition of user-hostile features for free users. Do you really want to support service like that?
What it comes to FF, there are no really other options to get some revenue from the browser. At least they are now trying with the VPN.
And? Thats far better than what most companies do. Credit card companies for example. There's a whole slew of 'traditional' companies that sell products and STILL sell your information.
I'd rather they have my data and allow me to use it for useful things (contextual search, maps, etc...) and use it to match me ads to make money versus companies like MS that would make me pay for their products, still shove ads in my face, then try to lock me into more products with a bunch of dark patterns, etc...
> The whole Youtube in these days is one the worst websites in the web, because of the systematic addition of user-hostile features for free users. Do you really want to support service like that?
Youtube enables creators in a way nothing before it did. It literally created a new type of publishing. As for ads on free Youtube, it's still far less than all the commercials that permeated cable TV since its inception.
Google is far less hostile to users and creators, free or paid, than cable companies and traditional media companies were for decades.
You reminded me of when they broke Microsoft Edge[0] by adding an empty (useless) div over the video element. IIRC that ruined its hardware acceleration, too.
[0]: https://www.theverge.com/2018/12/19/18148736/google-youtube-...
"Google is still the best search engine" And the same place where you get 1 page of ads for simple search.
Looks you are contradicting...
Right, it's only when you actually make a search, i.e. most users' actual first pages.
Honestly, I don't think this rings true anymore. Google's search quality has significantly dropped. I was astonished when someone brought up Google: there were four(!) ads in the SERP, disguised as organic results.
The actual results, the organic ones, are very similar to DuckDuckGo[0] too. I've been using DDG for a long while now. Great search engine.
https://www.theverge.com/2021/6/24/22547339/google-chrome-co...
IMO it's going to get pushed back even further. Their FLoC and other tracking-but-not tech is getting pushback, and they're not going to sacrifice revenue for privacy.
seems like google cant win
Let me be very explicit for you: privacy advocates say 3rd party cookies are bad b/c they allow tracking yet the eu blocks google from removing them b/c they think it might hurt their own ad tracking companies.
Let’s not become more dystopian. Google is one of those evil companies that hardly get bad press on HN along with TikTok.
I would be amazed if we were talking Firefox, but Google pushes Chrome down your throat pretty hard..
Exactly. IIRC, every time you use Google, Gmail or Youtube, from any non-Chrome browser, you get ads like "Everything works better on Chrome, wanna try it?" shoved in your face every step of the way.
So no surprise Chrome owns the web when Google owns the most visited websites in the world.
IIRC Google intentionally had a weird non-standard <div> placed in Youtube that would break rendering under old non-chromium Edge to hurt user experience and to force Edge users to Chrome which AFAIK was the straw that broke the camel's back and forced Microsoft to throw in the towel and move new Edge onto Chromium as it is today.
Yeah, you're right, they did do that[0]. Just posted about this in another comment.
[0]: https://www.theverge.com/2018/12/19/18148736/google-youtube-...
Can you blame them? Especially with the whole Bing stealing search results[0] thing -- that really damaged Microsoft's reputation.
[0]: https://searchengineland.com/google-bing-is-cheating-copying...
For elderly non-tech folks like my Dad's close friend, signing into Chrome Profile/Sync (whatever it's now called) is like "signing into the internet". "I can check my e-mail, browse the internet". He doesn't remember a single password, except for Google and Facebook. He doesn't know "what passwords do".
If any other browser opens up for whatever reason (sometimes PDF files open in Edge), he's totally at sea.
With that I have to open developer tools and disable caching.
I'm also happy to say that the brilliant linux-loving techies in our IT department is planning to replace that web application :-)
Definitely not a problem for the wider web though.
Then in a span of two days this plus https://www.schneier.com/blog/archives/2021/11/is-microsoft-...
Shooting yourself in the foot would be a correct characterization. Would be fun to see a video of the meeting when they decided this was a great idea.
It almost signals a change in leadership that took place at the Edge team few months back, and a new product direction that Microsoft may regret in the future.
This just happened to me last week. Microsoft Edge turned on syncing without my permission, with options including passwords and payment methods turned on.
I only used it for logging into Microsoft products but I don't even think I want to do that anymore, due to the loss of trust.
I honestly thought Edge would be able to take market share from Chrome because it was pretty good for a while if you were willing to log in to your MS account on all your devices. I like the syncing. The QR code scanning to get something onto my phone is handy.
I thought MS was going to make a less creepy version of Edge. Now it seems like the opposite. They're going to build a 90s style toolbar infected monstrosity on top of Chromium. For shame!
1.https://www.howtogeek.com/721250/how-to-turn-off-online-shop...
Edge and Microsoft have nowhere near the browser share needed to pull this behavior. And this differentiator is a detractor for me rather than a useful feature.
But then again this wasn't built for the end-users, this is clearly revenue base. Just another reason to not use Edge.
As if Windows itself is free. I mean it technically is, you can use it just fine without activation, but isn't the cost of these licenses supposed to pay for everything?
I used to have a more positive version of microsoft up until the point they started flexing their evil muscles to push low quality products into technically unsophisticated users. Edge+Bing+Office+Windows feeding on each other is the greatest example right now.
Gladly we acted as quickly as possible where I worked to leave github when they announced the msft acquisition, so at least my part is covered.
The release a new Chromium-based browser, Edge - and it's well received, people actually like it as an alternative to Chrome. Sure, it has a very long way to go in terms of market share, but it's on a solid footing.
And now they seem determined to give it a bad name - I can imagine corporations not wanting software like this in their networks, and mandating Chrome instead...
Their major competitors have the smart strategy: Skim a small amount off the top quietly and forever (Apple, Google, and Facebook). The perfect rent-seekers. Microsoft doesn't want to put in the hard work/time/cost to create a comparable skimming operation, so they take ugly shortcuts like this.
For one specific example, the Windows Store is trash. It has been trash for years. The visual refresh in Windows 11 hasn't fixed what is wrong with it (e.g. majority scam apps, difficult to locate stuff, difficult to evaluate the legitimacy/low trust). Microsoft needs to work hard/spend resources/put in the time to improve the experience, and then it will be a revenue generator, but why do that when you can do lazy stuff like this?
Microsoft could be selling paid upgrades that add legitimately value to Windows that sell themselves, but again that requires actual hard work.
They didn't need anything else. Till there is no competition for user management and corporate email, they will be in business.
And to a certain extent, Outlook. But that’s mostly due to sheer inertia.
Despite all the above reasons, the main reason for the current zero competition is because for all enterprises,using azure AD is a natural progression from their much abused on-prem AD which has been linked as the primary mechanism for user auth across all kinds of products (MS and non MS). To be honest, MS doesn't have to do anything now. Just sit back and collect the money (and once in a while acquire things that have potential to become enterprisey like the GitHub).
As a side note, this increased use of Docs is unfortunately out of sync with security policy where I work. Certain types of data are only allowed to be shared through an encrypted portal that auto-deletes the file... Unless you put that data in a Google Sheet and hit the "share" button.
I have a free 50 user legacy account with Google Workspace and I only use it for personal stuff. I don't trust it for business.
Because the FTC is asleep at the wheel.
The tools available on enterprise Windows platforms are vast compared to what an individual user can control on their standalone machine.
These intrusive new Edge features have not appeared on my corporate desktop that is joined to Active Directory, and they likely never will.
For individual consumers that prefer Chrome, it is likely time to install and learn a new operating system.
Google could take some action to stop this. There could be a legal approach involving antitrust, but Google has its own problems with that issue at the moment, and action would likely have to be coordinated with Mozilla.
Alternately, Google could force technologies into Chromium that compromise Microsoft, but are not sufficiently hostile to prompt a fork.
I have thought that a tight binding of Go into Chromium, similar to Mozilla's actions with Rust, might make the entire market rethink C# and the .NET CLR.
Kotlin can also be deployed at the JavaScript layer, and that would be an interesting platform to force-feed to Edge.
Google has likely already had extensive internal discussions on transforming Chromium into a poison pill for Windows.
Maybe because nobody needs it. People are used to buying Windows software from elsewhere. I am in this category as well. When I need software I look by searching I have no desire to ever visit those stores.
Windows store started with only being able to serve UWP applications that were really constrained in what they could do. I just laughed when my competitors went that way as they'd lost some rather important features.
As a person I just hate an "official ways" as in my opinion they are detrimental to customers but to each their own.
There's so much low hanging fruit when it comes to improving the user experience on Windows that I can't even understand what Microsoft is trying to do.
1. http://woshub.com/how-to-download-appx-installation-file-for...
They made it even worse. In the old store, it was possible to install stuff like python or powershell without an account. With the new one, it insists on Microsoft account.
The way I see it, there are two basic economic activities: value creation and money extraction. Classic open source is totally the former. Ditto the sort of artist painting murals in the alleys of San Francisco. [1]
Most things end up with some of both. E.g., all the entrepreneurs on HN who have a good idea and make a product. Value creation is where they start, but they need to pay the bills, so they then turn to monetization.
But for some people, they start with cash extraction. Their first question looking at anything is, "How do I get money from this?" Value creation is done grudgingly if at all. So when they see something like a browser, they think, "Wow, look at all the money flowing through this. How do I deflect a portion of that money into my pockets?" Whether it harms the user or the ecosystem is irrelevant to them except to the extent there will be blowback that harms the cash extraction.
To me that's the ethics of a parasite and it's revolting. But to a disturbing number of people, that's just good sense.
[1] E.g. https://www.precitaeyes.org/
I used to love and use Opera back in 2000's. These days, I can't find a single browser that has all I want, so I ended up using multiple ones all the time.
The thing that saddens me the most is what Mozilla has become. Now the choice is who we get spied from, or Safari which is available only if you're willing to be tied to Apple's walled garden.
If only Brave could pull their head out of the crypto ass and release a decent, crypto free and paid version of their browser. But crypto pays more, like spying pays more, so we're left with shitty software running the world.
/rant
I want to pay for stuff so I know the services I buy have good incentives.
I'm currently using Fastmail, 1Password and trying out Zorin OS. A paid browser would be an awesome addition to the stack.
And we're back to Netscape and early Opera again! History tends to repeat itself.
But seriously, I switched from Chrome to FF a year ago and never looked back. It's way different than the FF we used to know.
I've been using Firefox continuously since v0.8. What do you mean by this?
"But see! Offering a misleading 'switch to recommended settings?' dialog has increased Bing use by 5% since last quarter! Promote me!"
Analog world analogy: Post office inserting advertisements for financing into sealed private letters.
Getting those last drops of profit margin require you to squeeze the consumer the hardest.
https://pugetsoundraffle.com/overview?usps_mid=106545&usps_s...
Absolutely no excuse there for USPS to be sending me spam links when informed delivery was supposed to be a way to get a picture of your coming mail.
They don't insert it inside an envelope someone else sends you.
Safari isn't cross platform and Firefox is mostly worse than Chrome in my experience.
Edge 96 released to Stable channel two days ago.
My prediction is blowback to this quintessentially stupid product decision will result in it getting pulled within the next few weeks and the firing or transition to a different unit of whatever moron approved this PR disaster.
You had one job, Microsoft. To take Chrome and make it less privacy-invasive and more clean.
But they have been pushing it a bit as a more privacy centric version of Chrome right?
Tbh I never really saw the point in it especially after they moved to chromium. It's not much better at privacy than Chrome. It doesn't work any better because it's really just Chrome. It doesn't add any features Chrome doesn't have except for O365 users that get some integration there. So why are we supposed to love it? I thought it was more interesting when they made their own engine.
I still find it a weird value proposition as a user. I use it for work but privately Firefox does me just fine.
It seems like we are in the "extending credit to broke people is so lucrative that regular non-finance companies are getting in on it" stage of the current bubble.
While a flat fee is not interest in the strictest terms, if they were using APR, which is the standard way of talking about interest rates for consumer loans, it would be a non-zero rate.
This is extremely scummy.
I was planning an S-mode windows laptop for security reasons - Windows Marketplace only.
But first I looked into it and was shocked that they've replaced Solitaire, Hearts, and Minesweeper with freemium products that are bloated with ads and have a monthly or yearly fee to get rid of the ads. And of course, how many ads have horrifying notices like "your computer is being hacked!!!!" ? Perfect for an elderly and forgetful luddite.
And because of the onerous signing to submit to the marketplace, even common open-source software isn't there.
This is a massive step back by Microsoft - he just wants his old Solitaire and Hearts and to play some Sudoku, but they killed those and replaced them with freemium subscription products and the rest of the Windows Marketplace is similar.
So this is tangentially-related to the article, but my point: very disappointed to see MS jumping on the modern business model for software.
Anyway, Edge has been integrating these features for a while, they've been welcomed or at least haven't been an issue. Now, they added another feature which seems like a minor extension to what's already there, and I can understand why the team didn't think it wasn't as big a deal as it was discussed here.
I like Edge, I think it's the only candidate that can surpass Chrome at some point, and I want the team to be positively responsive to the criticism here. Fingers crossed.
Imagine forcing the world to use your little chrome distro. It’s like they find reasons to make us hate them.
[1] https://blogs.windows.com/msedgedev/2021/05/21/preview-micro...
Like telehealth being relatively easy to spin up today with tools like Wheel and Twilio - are the margins in this here game the moves? Are these pay later companies _owned_ by incumbent banks and just rebrands?
Or is it just sign of the times in todays startup space?
If you can't afford to pay $35-1,000 upfront, the rest of your financial situation would be pretty grim.
These companies are trying to dodge regulation claiming they're "self regulating", if they don't succeed in pushing that narrative then the party's over.
https://www.abc.net.au/news/2020-09-03/buy-now-pay-later-reg...
Interesting mental gymnastics Microsoft.
[0]: https://www.theverge.com/2021/11/15/22782802/microsoft-block...
If you don't make money out of selling your customer's data, then you need to find ways to actually collect money from them. The how it's been done is disgusting, but I think I'm aligned with the why.
Which means they almost certainly make their revenue on payday-loan style shafting if you miss a payment.
inb4 "but they had pinky promised they've changed!"
> Purchases made with Zip are subject to a $1.00 platform fee per installment (a total of $4.00).
Obviously if you can’t afford an item without this type of system then the probability that you miss a payment is high, and then these companies make their profit.
Every single instance of this type of thing that I’ve looked at has had a fee for using their services, either a flat amount or a percentage of the transaction cost, so that even if they’re interest-free (and don’t they announce that loudly!) they’re not cost-free.
This is my understanding of how the “no-interest” BNPL offers work. You can buy a Peloton bike and finance it through Affirm for 0% interest. The only way that scheme works for Affirm is if Peloton pays a kickback to Affirm for handling the financing.
I just read through their latest 10Q and it confirmed what I assumed:
“From merchants, we earn a fee when we help them convert a sale and facilitate a transaction. While merchant fees depend on the individual arrangement between us and each merchant and vary based on the terms of the product offering, we generally earn larger merchant fees on 0% APR financing products. For the three months ended September 30, 2021 and 2020, 0% APR financing represented 43% and 46%, respectively, of total GMV facilitated through our platform.”
They also buy and service some of the loans they make.
https://investors.affirm.com/static-files/c2bbca98-f909-4961...
The issue here is at least with a credit card I'm motivated to pay off the debt ASAP, and shop on total price vs what the payments are.
Super smart bike for 99$ a month sounds better than Smart bike for 2500$.
I recall as a teenager I went to a Rent a Center and they pitched a 50$ a week laptop. For like 24 weeks. Absolutely idiotic, I saved 400$ and brought one cash.
This type of thing preys upon the fiscally illiterate. You should NEVER use this junk. Keep one or two credit cards and pay them off ASAP.
And if they really want they can add some nag screens to get you to install the addon.
Making it part of the base install is nonsensical at best.
The more time I spend on edge, the more I hate microsoft.
https://hostingtribunal.com/blog/operating-systems-market-sh...
If some current/former Mozilla devs fork Firefox and start a new paid browser, I would gladly give money to them. ($5 per month subscription would probably be the sweet spot for such a paid browser program.)
Will similar "features" appear also in Notepad, Calculator, Character Map, etc.? Because, technically, you didn't pay for them either, they are just free application that got installed with Windows.
Okay, maybe it is not as bad as I make it sound. Perhaps it would be nice if anytime you display a unicode character in Character Map, it offered you an option to buy a t-shirt with this character printed...
And the default Chromium keyboard shortcut for searching selected text with your default search engine has been hardcoded to open Bing.
And the new tab page searchbar takes an extra step to have it not search Bing when you have configured a different default search engine.
And recently they added a neat search button in browser console events. Unfortunately it only does Bing, and news articles about Amazon worker strikes are not helpful when debugging web worker errors....
There's a lot of good stuff happening with this browser, but I'm definitely getting close to my breaking point.
It's also funny how for example they still manage to get basic things wrong, like a smooth and instantaneous gui, good design (made to improve user experience, rather than cross-selling), etc.
I still remember they had to kill cortana because the implementation was universally hated by people.
In fact I don't really see what the difference is between this and a credit card (where you do pay later, after all, hence "credit"). Is it that it shows even before you've signed up for Zip? So it's equivalent to asking if you want to sign up for a new credit card. I guess that's somewhat annoying. And being unable to disable it is also annoying, but equivalent to the exact same schemes I see baked into the merchant site all over the web.
Does anyone know why Zip isn't already implemented as a credit card with delayed interest rates?
https://www.latimes.com/politics/story/2021-08-11/sleek-new-...
This kind of scheme works fine if you're good at managing finances. You can plan ahead and set the money for the repayments aside. Though if you are good at it, I wouldn't see why you'd bother.
Unfortunately, the kind of people that need this kind of scheme to buy stuff, are generally really bad at managing their finances. Otherwise they would have had buffer savings and could buy the thing just out of pocket. In the end it brings them only deeper into the debt hole.
The only thing I'd take a loan (mortgage) for is a house, personally. Even my cars I paid all in cash (my most expensive one was a 2200 euro Volvo and it served me well for many years :)
Personally I think ethically it's similar to the tobacco industry. They're exploiting a weakness of some people. Sure, they could resist it but some people are just not capable of doing so.
The "thanks to us, they can now afford Christmas" excuse is what the sociopathic executive of a loan shark company uses to justify its existence.
Despite having only a fraction of Google's resources, Mozilla continues to develop a competitive browser that provides a realistic alternative to Chrome. But it has never had access to the sort of channels and budget that Google used to promote its browser.
(Of course Mozilla has made its share of mistakes. That's an inevitable part of attempting to do anything in this world. But "morally bankrupt" is not a description I recognise.)
https://en.wikipedia.org/wiki/Cliqz#Integration_with_Firefox
So, I am having trouble figuring out what are the events/changes that you are characterizing as "shannagains"?
Yes, you can disable it but why not make it a preinstalled extension that can be removed entirely.
https://vivaldi.com/privacy/browser/
EDIT: Fixed link