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This is one of the biggest benefits of using a virtual credit card from services like privacy.com or Capital One's Eno. Just create a card online specific to the service to pay for it, then cancel the card when you want to unsubscribe.

Capital One lets you create an unlimited number of cards at no charge.

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Have you done this before successfully? I wouldn't just stop paying for a service to without following the agreed-upon termination process, it sounds like a great way to get referred to a collection agency.

Use a prepaid gift card, give a pseudonym.

Not quite. Now the business can send you to collections.

Which company sent you to collections?

If you provided a pseudonym, how would they associate it with you?

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