Still though, it's a weird system. Instead of giving someone just enough permissions to spend my money, I give them permissions to spend all of it, with some other party reimbursing me if that goes awry (and I notice).
> Instead of giving someone just enough permissions to spend my money, I give them permissions to spend all of it
If a tire fails while operating within its speed regime and before five years from manufacture, then it is to be reported to the DOT (US Department of Transportation). This usually only happens if the police are reporting on a fatal accident - most common citizens neither know that this option exists nor how to report it. If enough reports of a specific brand or type of tire come in, then the manufacturer (or importer) must provide proof of the testing done and pay some fines.
Many of the cheap Chinese tires are out of business (read: have changed business names) far before this critical last step could ever be reached, assuming that any reports were filed at all.
I get a nearly instant alert, sometimes before the payment terminal has displayed "accepted", that there's been a charge on my card.
Also, at least in the US, debit cards have similar fraud rules to credit cards (ie you can chargeback) but the time period is much, much smaller. A week, I think.
I strongly urge you to not use your debit card and use a credit card wherever possible. Aside from better protection, any fraud or mistakes are not involving real money, but credit.