okay, tell me why. I'm just telling you my experience of seeing this first-hand many many times.
Maybe you've know (of known of) people you thought were scumbags. Maybe they even were, but it's the height of ignorance to assume that all poor people are the same based on that. I can tell you there really are people for whom everything they try just seems to go wrong. And the US is a lot more brutal to failure than most first world countries.