I’m 39. My Roth IRA recently passed $1M mostly because of a buy and hold tqqq strategy beginning in 2014. The only time I sold was in Feb 2020 just before COVID and rebought in May of 2020 for the wild ride up.

High risk. High reward. I’m normally a very down the fairway Full market etf investor. But with the Roth i wanted to take a bit of a gamble. And it’s paid off.

That said, the possibility of an XIV moment is very real. Not for the faint of heart by any means.