It always surprises me these kind of calculations. When one earns minimum wage or a bit above that, concerns are paying the rent, the bills, food. But when one earns enough to be comfortable paying all of that, one should be a bit worried regarding the topic of living by renting instead of buying a property. Earning 3K euro per month means you probably can afford a mortgage but you will be paying it for 30 years… that makes me sad. My main point is: Not even “good” salaries such as 3K euro are enough to afford a decent house in Europe without having to pay it for 30 years.