It depends on one's preferences and circumstances. I got a new M1 MacBook recently and I took my time setting it up from scratch.

A few years ago, I had my MacBook stolen. I was up and running within a few hours after getting a new Mac and restoring from my Time Capsule. Dealing with the aftermath of a car break-in (thanks San Francisco!) and a new computer at the same time was going to be a bit much for me.