I haven't seen physical cash in almost two years (one exception, a contractor wanted to dodge some tax) and the system just works effortlessly.
Tapping a card is easier and faster then counting change.
I don't see how paying a $20 gas fee and waiting 15 minutes would improve the situation.
This is like saying "why do I need encryption, I don't have anything to hide".
Many people do not have this privilege.
We should reopen the thread with a different premise.
"Crypto currencies have no place or value in the western world"
If the current demand for it, as measured by the market price is any kind of indicator, you have your work cut out for you trying to convince people.
Nobody ever fought encryption because of its environmental impact and contribution to global warming and wasted energy, or because it burns lots of coal and causes cancer and lung disease.
Second, higher competition in the payments ecosystem would force providers to reduce their fees. The glaring example is what is happening in San Salvador, where by using Bitcoin they are likekly to save 450 USD millions/year in fees.
More like shift 450mm/year into the pockets of the people running Chivo while creating a media circus to distract from the president's takeover of the judiciary.
Freedom!
That's why the government even preemptively allocated $150mm for them, I guess?
> you are free to choose whatever wallet you want.
Unless you want assistance at one of the official facilities, or the promised stimulus. Half the population is supposedly on Chivo. Defaults matter, especially if your goal is graft and not a sustainable and beneficial economic policy.
I also notice you only tried to contradict the parts critical to dear bitcoin, not about growing autocracy.