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this is like telling someone that if they lose their keys, or if a light bulb inside their house goes bad, they will lose their house and all their possessions, and then say 'you should insure everything you own'.

Its a ridiculous decision by Apple made purely for profit

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I'm sorry, but storage devices have a failure rate of exactly 100%. They always have, and always will. Sometimes spontaneously, sometimes slowly. This has never had anything to do with Apple.

The correct approach to data integrity is backups, not trying to scrape bits from something that smoke has escaped from.

If your data is on a single device, you will eventually lose that data. Some people haven't experienced it yet, but it's a known truth that whole industries have processes around.

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