I see life getting way better. With the R value of delta everyone will have it vaxxed or not within a year. Once the stimulus packages pass low interest rates should lock in for at least 10 years. Just borrow as much as you can as cheap as you can and buy assets.

The only real trick is figuring out when to retire somewhere tropical. I’d say hold out until the prime rate goes to 2% or debt to GDP reaches 150%, sell enough to cover your debt and ride it out in Margaritaville.