>>"Is it worth paying for YouTube?"
>I think that largely depends on your personal ratio of income vs perceived value of time vs annoyance by ads.
What boggles my mind, is the number of YouTube channels that have jumped on the reaction video genre, and amass thousands upon thousands of views, and occasionally have the video they are reacting to interrupted by ads?! And consequently, all of their viewers now have the same interruption! I generally give up on channels that can't do the minimum effort towards their production.