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This is of course because in 2021 an overwhelming number of consumers are finally pushing for crypto currency payments.... /s

Seriously though, if speculative assets are your thing then crypto is great. It's still not great for the average consumer to use for payments.

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Change happens quick. We all started relying on smartphones seemingly overnight.

Bitcoin is 13 years old.

There is hope that the move to Proof Of Stake and the arrival of various scaling solutions for Ethereum will finally make crypto payments simpler (2022 - 2023 implementation time frame).

Here is a short blog post that discusses this tech: https://polynya.medium.com/argent-zksync-a-peer-to-peer-elec...

I think the other big issue is that current wallet apps are very buggy and their UX sucks in general, so your point still stands

Experimenting with my money is not something I'd appreciate.

Then again, perhaps it's just me.

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