Is ham radio any better on this front? Equipment is bulky and expensive, often requires a large antenna which might be problematic in apartments, requires specific skill (a satellite phone usually "just works") and requires a license before you can legally transmit (granted, in an emergency nobody cares, but I don't know many people who would be happy to spend money on a setup that they wouldn't even be legally allowed to use).
So sure you can blow many $1000s on it, but depending on the hardware and demands you can talk to large repeater network for $60 ish on 2M, and with a bit more skill and testing/certification (A general license) talk to people world wide for a few $100.
Here's a quad band radio great for digital modes like js8call to allow keyboard to keyboard chat over long distances for $80: https://qrp-labs.com/qdx.html
Here's a nice programmable 2M radio for $80: https://www.radioddity.com/products/tyt-uv8000e-dual-band-tw...
Though ham radios are no longer bulky nor expensive - I can hit a repeater 10 miles away from a handheld about as big as half a deck of cards with a 12" antenna.