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> else people might make a business out of selling overdue books

How many books can you sign out at once? Like five or something? You think people are going to make a business out of selling five books on a street corner? How much do you think they’ll fetch given they’re already free at the library?

Lunacy.

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Looks like 50 unless you're a teacher. Still not worth the trouble trying to find someone to buy a copy of Harry Potter that says "property of NYPL" on it when they're a dime a dozen already.

https://www.nypl.org/help/borrowing-materials

Again depends on the book. Some textbooks might be fairly valuable which students might sell to their juniors after they are done with its use.

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