Society grows through investment. This comes either through capital inflow or consumption, and honestly success of the US lies in the “consumption.” It’s the thing that brought so much convenience and material well-being to our lives. So “consume and be happy” is unironically true. In as much as the entire concept of money is purely intersubjective we should shape it for societal good.

Again, you won’t lose real value if you keep your money invested (and for example do TIPS if you want low risk).

Does a rotting apple steal itself from you? Maybe you should think about eating it before it spoils? Ever thought about how human labor cannot be stored and money is basically a labor coupon via debt? Alternatively, if you truly insist on maintaining value, then you should try to buy the most durable good you can get your hands on because human labor spoils very quickly during unemployment.

>You will be forced to consume. And you will be happy.

That's literally how the damn economy works. If you don't want to buy anything or save in real assets then why the hell did you work for the money? Have you thought about working less instead of piling up green pieces of paper? Money that is saved cannot be earned by other people, it's that simple. It doesn't drive investment or business activity, it's just dead money doing nothing.

How do you explain the trillions of dollars invested in global stock markets and elsewhere, if people are forced to consume?