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> never donate to journalists

Not really, unless you count patreon.

> Never pay for online subscriptions, never buy hardware off newegg

Credit cards or paypal. Both of which have a better refund system.

Normal people do not have, use, or understand cryptocurrencies. If you think they do all that means is you live in a very specific bubble.

Normal people do all that with money and credit cards and debit cards and bank transfers, which works faster and better and are much easier to use and much more convenient. The existing framework is a much better way to do all the things you mentioned. What do you have for which the existing framework isn't better, and how often do "normal" people do that?