Ugh. A similar experience here in some ways; we lost twins at childbirth and had to work through a billing nightmare after spending almost a week at a university hospital that was 2h drive south of our home, hearing optimistic expectations from various doctors and surgeons.

> Medical billing experts who reviewed the case described it as a dispute between a large hospital and a large insurer, with the patient stuck in the middle.

This seems really, REALLY common...an individual ends up soaking up the most bitter aftershocks of a care incident and the accompanying battle between two possibly-responsible parties.

I asked about one of these cases online for a friend at one point, and an insurance industry middle-man chimed in. Not to help out, but simply to become defensive, letting me know that he worked with these cases all the time, and you generally get what you pay for.

So next time pay more for insurance, was his point.

Meanwhile this person's Reddit profile was full of photos of his new Tesla. It made me sick to my stomach to have to tell my friend that yes, somebody replied, and no, it wasn't that helpful, and...let's change the subject for now.