When the biometrics on the client client send the credential for the server for authentication, it's going to be serialized somehow. This is the part I'm worried about. I'm not so worried about someone lifting my print off a wine glass. Somehow a print (or iris or face or whatever) is encoded into bits and bytes. And that's going to be handled by every service I want to authenticate with? I don't trust them. Passwords leak all the time from leaky databases. Why wouldn't my fingerprints? The only difference is... I can't change my prints.