> Money is a better data point to base models and predictions than laws.

I completely disagree. Not all value is as fungible as money, because economic value is rooted in the diverse & time-sensitive needs of individuals and societies.

My demand for "potable water-value today" is not freely exchangeable, via a universal value medium such as money, with your demand for "quiet sleepy-time value next week", even though these are things we are economically acquiring. Regulations are required to prevent uncontrolled financialization from cannibalizing society.