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Comment by mojzu | Hacker News Reader

I don't think Apple's payment system has a much better user experience then many other providers, however the major pro-consumer benefit it has imo is that everything is in one place. I've reached the stage where I'm happy to pay a 30% tax to not have to sign up for another bloody payment provider/subscription service and then have to remember how to cancel it or which card it's going through months later

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> I've reached the stage where I'm happy to pay a 30% tax

It's a 43% tax.

Why 43%? I would say 30% of the full price, or 50% of the base price?

The multiplicative inverse of 0.7 is approximately 1.429.

You will need a 42.9% markup to counteract the 30% cut.

10 seconds confort is not worth a 30% cut for 95% of customers

That's fair, but for me it has reached the stage where I will avoid apps that try to tie me into yet another payment ecosystem that doesn't integrate with anything else. Apple's definitely has it's negatives but is also so far the most convenient/integrated one I've used so far

Yeah sure because you don't have a choice LMAO. If a company advertised a price 30% lower than the price on the Apple store many, many people would take it convenience be damned.

And Apple knows it which is why they're fighting it tooth and nail.

Apples system also allows customers who don’t have credit cards to pay by buying iTunes cards for cash at the store. In the Netherlands the cards are even often marked down.

Are the cards still marked down? That used to be a thing in the U.S. until Apple merged iTunes cards with Apple Store cards a few years ago so that these could be used in an Apple retail/online store to buy Apple hardware as well as used for buying software or content from the online stores. I haven't seen these cards marked down after the change. Before this, major holidays would bring about many sellers offering discounts on the iTunes cards.

Yes, there’s almost always some 15% extra credit thing going on somewhere. I don’t known who pays for it.

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